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The Absolute Beginners Guide To Buying A House By Nich

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Katie is buying a house and is looking for the best home loan to pay for her purchase. what loan should she ch?


Me and my husband are thinkimg of rent to own a house is it better than just buying a house?
It will be are first house

Is it safe to give social security when buying a house?
my agent and i are in the process of making an offer. i signed the purchase agreement and now my agent rwill give it to the lisitng agent then to the bank.but my agent asked for my bday,home phone,address then last 5 digits of the social security.then he called me again and said he got a mistake and he needs my 1st 5 digits of my social security,is that really so,,do i need to give those informations.pls let me know the process and if im doing right..i'll really appreciate it.im a 1st time home buyer.ty in advance,pls.

My familys buying a house ..?
Okay so their will be my mam step dad and my 2 younger sisters 2& 4 and theres a boy on they way i am moveing out but i will be over on holidays and stuff ..okay so at the moment we live in a really small bunglow 2 Big rooms and one play room were i sleep a small kitchen, no sitting room or anythinganyways... wich one would be best for them? House One Entrance hallway 4m X 3m Wooden floors and feature staircase with underneath storage area. Sitting room 5.5m X 4.5m Triple aspect, open fire place with cast iron inset and granite hearth. Dining room kitchen 5.8m X 4.5mFitted kitchen, wooden floor. Built in appliances included cooker, hob & extractor fan. Chimney vent and plumbed for oil gas solid fuel stove or Aga. Living room 5.8m X 3.4mOpen fire place with cast iron inset and granite hearth, patio doors opening on to west facing back garden. Study 2.8m X 2.8m 3mb broadband connection and second phone line.Downstairs W.C. Utility room 2m X 2.7m Sink, fitted presses and sink, access to garage and gardenGarage 4.7m X 2.7m Fitted presses and separate attic space. Garage and utility could be converted to a separate granny flat subject to pp. UpstairsBedroom 1 4.5m X 4m Timber flooring, double built in wardrobe and large en suite bathroom. Bedroom 2 3m X 3.3m Timber flooring.Bedroom 3 3m X 3m Timber flooring.Bedroom 4 3.8m X 3.4m Timber flooring, En suite bathroom Bedroom 5 4.1m X 2.7mTimber flooring. Main bathroom Wooden flooring and tiled walls to ceiling level. Hotpress Shelved OFCH , PVC windows, tarmac driveway, mature trees and shrubs, enclosed dog run, curtains & blinds throughout and alarmed. West facing private back garden, not overlooked. Landscaped front garden with 3 car parking spacesHouse Two Entrance hallway 5.49 x 2.29 18'0" x 7'6" Tiled floor. Mahogany stairway with underneath storage area. Play room 3.51 x 6.25 11'6" x 20'6" Carpeted flooring. Guest W.C. 2.13 x 0.76 7'0" x 2'6" Tiled flooring.Sitting room 3.66 x 4.88 12'0" x 16'0" Carpeted flooring. Mahogany open fire place with cast iron inset and granite hearth. TV Point.Dining room 3.51 x 3.20 11'6" x 10'6" Tiled floor. Kitchen 3.20 x 4.42 10'6" x 14'6" Fitted kitchen with tiled back splash and extra features such as wire rack and glass cabinet with inset ighting. Tiled flooring. Appliances included Creda cooker, oven & extractor fan and fridge freezer.Utility room 3.66 x 1.68 12'0" x 5'6" Lino flooring. Bedroom 1 3.35 x 3.35 11'0" x 11'0" Timber flooring. Double built in wardrobe Bedroom 2 3.35 x 3.20 11'0" x 10'6" Built in wardrobe. Solid timber flooring. Bedroom 3 3.05 x 2.74 10'0" x 9'0" Double built in wardrobe. Solid timber flooring Bedroom 4 4.11 x 3.81 13'6" x 12'6" Double built in wardrobe. Solid timber flooring. En suite bathroom En suite bathroom 2.29 x 2.44 7'6" x 8'0" Tiled flooring and walls. Mira shower. Main bathroom 2.29 x 1.83 7'6" x 6'0" Tiled flooring and walls to ceiling level. Hotpress 1.22 x 0.91 4'0" x 3'0" Shelved Landing 2.13 x 0.76 7'0" x 2'6" Carpeted flooring. Attic doorBig enough? wich house is bigger? wich one would you go for House one is 1000 dear but thats okayy

Would like to start the process for buying a house but need some help.?
I would really like to move into a house from an apartment but I need help with some of the process.My husband works full time and is going to school full time right now and I am staying at home with our toddler and expected child while also going to school. I understand that when applying for a loan or mortgage they will not take into consideration my score because I am not drawing an income. My husbands credit score is bad but we have been working on it, we cleaned it up the best we could with income tax money and it raised it to 598. We were able to get a car on his credit recently so I know the payments will help raise his score over time. Some questions I have are What is the best way to go about starting the process when you have bad credit? We are first time buyers, are there any programs or benefits?Another question I have is our rent is not on his credit reports but we have paid it on time only being late once by a day for the past 3 years. If we can get record of this will it help with getting a loan despite the credit score? My husband has also bought two cars in the past that were never put on his report but I believe we can get records of them too.Any answers or suggestions for my family would be greatly appreciated. Thank you

Getting a loan and buying a house?
My husband and i would like to start looking at applying for loans and getting per approved for a home loan, but I seem to remember once being told that some banks would give you a discount or lower the APR if you had taken a home buyer class or something like that. I live in North Dakota but we are looking at MT, SD and ND all. Can anyone give me some suggestions on how to go about BEFORE applying for loans and or getting per approved?PS. We are both young Under 25 and this will be our first time buying a house.

I am looking to buy a house so i can rent it out?
i am looking to buy a house to rent out i am 20 and live with parents. i am looking to spend 50k on a 2 bedroom terrace that rents out for around 395 a month i will still be living at home and i have around 20k to put as a deposit. is it worth me renting it out? is the rent taxed? and what other fees do i have? thanks in advance

Can you use a home loan from the U.S. to buy a house in a different country?
I live the Washington D.C and I was wondering if it was possible for me to take out a home loan and buy a House in Japan. Is that possible?

Buying a house after the military?
Im waiting to get my ship out date to join the AF. im planning for the future when i get out. i am not married, nor do i ever intend on having kids. if i were to save a large portion of my pay everymonth, would my goal be unrealistic? I think i am playing it smart by planning this far ahead at a young age. im only 18. Thanks

How do I buy a house with little to no credit?
Hell im a young adult, I graduated high school last year and went to community college but hated it so I dont plan on going back anytime soon. I however hate my town and hate my state in general. I've had enough with Massachusetts so I wish to move away but I cant afford to rent an apartment so I wish to buy a house in Florida and start my life with a career with exotic animals. Unfortunately I have pretty much no credit since I've only been working dead beat jobs for a couple of years and im about to turn 20 next month. How do I obtain a small, inexpensive house in Florida with pretty much no credit to my name? My mother has bad credit so shes outta the question and my sister is living fine on her own. So how do I get my small house in Florida? How would I go about obtaining it and not having it get foreclosed upon?EDIT You people suck. Yall seriously dont think I know I cant afford this house? Like seriously if your gonna tell me what I already know your better off not wasting my time. Legit if your gonna give me an answer give me a " real" answer and not something stupid I dont want to hear already knew.

If i bought a house and it still hasnt completed within the 6 week timeframe am i eleiglble for compensation?
all paperwork and searches have been exchanged

Are there grants to buy a house ?
Just wondering if there are grant out there that will help some one buy a house and if there are how do u apply for them

What do i need for loan from the bank to buy a house in U.S?
i don't have enough money to paid for oncei don't have enough money to pay for oncei don't have enough money to pay for oncemay i use others' credit for the load?

Can i finance a car before you buy a house?
I want a muscle car I have a really 40 % down payment. I also want a house but am a new Business owner and was told I couldn't get finance until I prove two years of steady income November will be year one.So I would have too wait until November 2013 before i can even think about a house and maybe a few months after to actually get a house what can I do to get without destroying my possible of getting a good home.

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